SOFORT was founded in 2005 in Munich, Germany, and is the #1 Bank Transfer provider in Europe, with big plans to grow in the United Kingdom. With wide market coverage and strong brand awareness, it is also one of Germany and Austria's top 3 most-used payment methods overall. Also, it is available in Belgium, Finland, France, Italy, Norway, Poland, Spain, Switzerland, Sweden, The Netherlands, United Kingdom.13 countries in total.

On average, 3 million Sofort transactions are made every month. More than 35.000 online merchants offer Sofort as a payment scheme to their customers.

By leveraging best-in-class open banking technology, there's no need to enter lengthy card numbers or even create an account. SOFORT works by securely accessing online banking details — money is taken straight from the bank, and no payment details are stored.

How it works

Upon purchase, the consumer logs into their own online bank and authorizes the payment. The funds are then directly debited from their bank account in real-time, and the merchant will receive an immediate payment confirmation.

Disputed payments

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won't have disputes that turn into chargebacks, with funds withdrawn from your Solidgate account.


Sofort payments can be refunded up to 180 days after the original payment.


If you would like to add this payment method, kindly contact your Account Manager.