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Understanding connectors helps you choose the right setup for your business requirements.

Connectors serve as the foundation of your payment processing infrastructure by defining available capabilities for payments. They determine which payment methods, operations, and authentication options you can use for transactions.

Connector flow

To begin using connectors

1. Review available options, browse the connector list, and capabilities.
2. Check features to ensure connectors meet your payment needs.
3. Set up the connector and assign your first MID.
4. Configure routing, set up payment routing rules.

Connector components

Routing configurations comprise connectors and connector accounts, both of which are essential for the payment processing infrastructure.

• Connector defines the technical interface and available capabilities for payment processing.
• Connector account serves as the bridge between your business and payment service providers.

Connector

Each connector includes:

• General information
  Name, description, supported acquirers, and connector accounts.
• Payment capabilities
  Supported payment operations, methods, and authentication.
• Other specifics
  Currency support, settlement requirements, and special configurations.

• AUTH
• SETTLE
• PARTIAL_SETTLE
• VOID
• REFUND
• PARTIAL_REFUND
• CHARGE

• Card - traditional card payments
• Stored cards (CoF) - Card-on-file for recurring payments
• Network tokens - secure Guide
  Visa and Mastercard tokenization to streamline payments and boost security. tokenized payments
• Apple Pay - Apple digital wallet
• Google Pay - Google digital wallet
• Click to pay - streamlined checkout

• 3DS enhanced card security

• Cardinal MPI - a service for handling 3D Secure transactions
• Solidgate MPI - Solidgate’s version of the 3D Secure protocol
• External MPI Data - using third-party authentication services for 3D Secure
• Built-in MPI - a built-in 3D Secure implementation

• 3RI - Requestor Initiated Authentication, where merchants initiate authentication without cardholder involvement
• Data only - transmits only authentication data without completing the full transaction, enforcing 3DS challenge flow

• Card verification (Auth0) - performs Guide
  Verify and save card details for payments using zero-amount authorizations. zero-amount transactions to verify card details
• Address verification service (AVS) - Guide
  AVS and CVV codes verify transaction details against card issuer records verifies the cardholder's billing address for fraud prevention purposes
• Dynamic descriptor - customizes the transaction description on the cardholder’s statement

• Initial payment with network token - processes a secure tokenized payment using a network-issued token
• Recurring payment with network token - processes a secure tokenized recurring payments

• Acquirer reference number (ARN) - a unique identifier for transactions, used by acquirers for tracking
• Mastercard merchant advice codes (MACs) - Guide
  Navigating merchant advice codes for improved transaction outcomes and business insight. codes used to communicate updates or issues related to Mastercard transactions
• Scheme transaction ID (trace ID) - a unique identifier used by card schemes for tracking transactions
• Auth code - an authorization code issued by the bank to approve a transaction

• Require settlement currency mapping - indicates whether the settlement currency requires mapping
• Non-standard max settle period - maximum time allowed for transaction settlement, differing from the Guide
  Typical transaction settlements that occur automatically within the standard period. standard settlement period

Connector account

Each connector account includes:

• General information
  Account name, description, and legal entity details.
• Payment capabilities
  Supported payment methods and authentication options, including 3DS and MPI features.
• Other specifics
  Includes dynamic descriptors, processing currencies, and other special configurations such as network token support.

Payment authentication and features are the same with the connector.

• Dynamic descriptors - customize the transaction description that appears on the cardholder’s statement
• Enabled card brands - to specify specific card networks supported by the connector
• Processing currencies - the currencies in which payments can be processed

View connectors

Each connector shows its operational status:

• Active available for new connector accounts
• Pending under review or configuration, not yet available
• Inactive temporarily unavailable for new connector accounts
• Archived no longer supported

Some connectors support multiple acquirers, allowing you to choose the best option for your business needs. Check the connector details for the complete list of supported acquirers.

1. Go to Orchestration > Available connectors.
2. Find the needed ID and click on it.
3. Check payment capabilities and Connector accounts.

They are created and maintained by the Solidgate Integration team and provide the foundation for setting up connector accounts.