Payment initiation and future usage configuration are the first steps in the alternative payment lifecycle. Use the flows below to create orders and define how stored credentials are used later.

API Init payment API v1 endpoint initiates a payment using an alternative payment method, creates the order, and prepares the transaction so the customer can proceed with the payment process.

Init future payment

Use the Host-to-host, Payment Page, Payment Link, or Payment Form flow to initiate a future payment.


one-time 1-click recurring unscheduled
Alipay alipay supported not supported not supported supported
Bizum bizum supported not supported not supported not supported
Blik Pay Later blik-bnpl supported not supported not supported not supported
Blik blik supported not supported not supported supported
Cash App cashapp supported not supported not supported not supported
GCash gcash supported not supported not supported supported
Klarna klarna-network supported not supported supported not supported
MB WAY mbway supported supported supported not supported
MobilePay mobilepay supported not supported not supported not supported
Multibanco multibanco supported not supported not supported not supported
Pix Automático pix-automatico not supported not supported supported not supported
UPI upi not supported not supported supported supported
WeChat wechatpay supported not supported not supported supported
API Init payment API v1 , create page API v1 , create link API v1 or init payment form with future_usage object
Use this flow to define intent for subsequent use of the customer's payment credentials, token-based future charges.
It ensures compliance with scheme rules, reduces declines on future payments, and improves success rates. future_usage object Required

Description

Defines the usage of stored payment credentials.

Should be provided either future_usage or product_id for payment_method alipay , bizum , cashapp , gcash , klarna-network , mbway , mobilepay , multibanco , pix-automatico , wechatpay .

For payment_method upi , future_usage is always required. When using a product, provide both future_usage and product_id.

Example

{
  "future_usage": {
    "payment_type": "recurring"
  }
}
payment_type string Required

Description

Type of the token usage scenario.

  • one-time no token created, for one-off use
  • 1-click token for future CIT without re-entering details
  • recurring token for fixed scheduled MIT, for subscriptions
  • unscheduled token for unscheduled/variable MIT, for auto-top-up

For upi :

  • unscheduled for one-time payments with Collect ( direct ) and Intent ( redirect ). Omit billing_period.
  • recurring for Autopay mandates with Intent ( redirect ) only. Requires max_amount and billing_period unless a subscription product_id supplies the billing plan. See .
max_amount integer Conditional

Description

Maximum authorized charge amount per billing cycle in the

for INR.

Required for payment_method upi when payment_type is recurring and no product_id or product_price_id is provided. Optional for UPI subscription product payments to set a custom authorization ceiling.

billing_period object Conditional

Description

Recurring billing interval for the UPI Autopay mandate.

Required for payment_method upi when payment_type is recurring and no product_id or product_price_id is provided. Do not send billing_period for UPI subscription product payments. The billing plan is taken from the product. Omit when payment_type is unscheduled .

Allowed unit and value combinations are listed in

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                    Guide
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                     Accept UPI Intent payments in India where customers select their UPI app directly or scan a QR code on desktop for one-time and mandate-based checkout.
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          <a href="https://docs.solidgate.com/payments/alternative-payments/apms-overview/upi/upi-intent/#billing-periods">UPI Intent</a>
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To streamline integration for merchants using product services, the system automatically calculates the appropriate payment intent by combining payment_type and product_id.

When both are provided, the system ensures no conflict between them. In the case of a conflict, such as a one-time payment with a recurring product, the request is declined. If only the product_id is provided, the payment_type is determined based on the product type.

Init future payment calculation

Future usage payment_type

Product type by product_id


Validation result

Calculated value
- - DECLINED -
- one-time OK one-time
- recurring OK recurring
one-time - OK one-time
one-time one-time OK one-time
one-time recurring DECLINED -
1-click - OK 1-click
1-click one-time OK 1-click
1-click recurring DECLINED -
recurring - OK recurring
recurring one-time DECLINED -
recurring recurring OK recurring
unscheduled - OK unscheduled
unscheduled one-time OK unscheduled
unscheduled recurring OK unscheduled