CategoryDigital wallets Payment flowRedirect Coverage
CountriesArgentina (AR), Brazil (BR), Chile (CL), Colombia (CO), Mexico (MX), Peru (PE), Uruguay (UY)
CurrenciesArgentine Peso (ARS), Brazilian Real (BRL), Chilean Peso (CLP), Colombian Peso (COP), Mexican Peso (MXN), Peruvian Nuevo Sol (PEN), Uruguayan Peso (UYU)
Min amount1 ARS, 1 BRL, 10 CLP, 1,300 COP, 5 MXN, 5 PEN, 5 UYU
Max amountBank dependent
Checkout
Integration type API v1
Billing logics
One-timeYes
1-clickYes
RecurringYes
UnscheduledYes
Operations
RefundYes
Partial refundsYes
Multiple partial refundsYes
ChargebackNo

Mercado Pago is a renowned online payment platform in Latin America, offering diverse payment methods such as credit/debit cards, cash payments, and bank transfers. Since its launch by Mercado Libre in 2004, it has enabled secure and easy business transactions across the region.

Principle of operation

  1. Selection at checkout
    Customer selects a Mercado Pago account type and chooses between a personal account for standard online wallet functions or a seller account offering exclusive tools and benefits.
  2. Payment initiation
    Merchant can manage sales, access statistics, withdraw money, and even take out loans through Mercado Pago. Payments are initiated via the wallet, and funds are released to the seller's account once the buyer receives the item.
  3. Payment confirmation
    Payment is completed after the item is received.
  4. Merchant notification
    Merchant receives a notification Webhook confirming the payment status.
Mercado Pago payment page example Mercado Pago payment page example Mercado Pago payment page example

Handle Mercado Pago errors

Specific errors may occur when a Mercado Pago payment attempt fails.

  • 2.01 Invalid data
    The decline may be related to an invalid or incorrectly formatted payer identification document such as CPF, CURP, or DNI. Retry the transaction and verify that the document number is correct and matches the required format for the customer’s country.