Checkout

Integration type API v1
Payment Page
Payment Link

Coverage

CountriesPoland (PL)
CurrenciesPolish Zloty (PLN)
Min amount30 PLN
Max amount4,000 PLN per transaction (based on creditworthiness)

Capabilities

RecurringNo
RefundYes
Partial refundsYes
Multiple partial refundsYes
ChargebackNo

Principle of operation

  1. Selection at checkout
    Customer selects BLIK Pay Later as the payment method at checkout.
  2. Payment initiation
    Merchant sends a payment request to Solidgate with payment_method blik-bnpl . Solidgate returns a redirect URL in pay_form.return_url.
  3. Redirect to BLIK
    The customer is redirected to BLIK's hosted page, where they should enter a one-time BLIK code. BLIK evaluates credit eligibility and handles approval transparently.
  4. BLIK Pay Later confirmation
    Customer reviews the deferred payment terms and confirms the purchase on the BLIK page.
  5. Alternative BLIK option
    On the same BLIK page, the customer can also complete the purchase with standard BLIK by selecting Zapłać Blikiem and entering a six-digit code. Solidgate notifies the merchant of the final payment outcome regardless of which option the customer chooses.
  6. Merchant notification
    Solidgate sends a notification Webhook confirming the final payment outcome.
Blik Pay Later method selection example Blik Pay Later deferred payment confirmation example Blik Pay Later banking app confirmation example

BLIK Pay Later is an asynchronous payment method. The order status remains processing until the webhook is received. The BLIK Pay Later session remains open for 18 minutes. If the customer does not complete payment within this window, the order is declined .